Coverage Insights – Third-party Employment Practices Liability Insurance

If you carry employment practices liability insurance (EPLI), your business has a measure of protection against lawsuits from current, prospective, or former employees who allege “wrongful acts” such as discrimination, sexual harassment, or wrongful termination.

But what happens if a customer sues you for discrimination? Are you protected?

Standard EPLI policies only provide coverage for lawsuits brought about by employees or prospective employees, and most commercial general liability (CGL) policies specifically exclude coverage for harassment and discrimination.

Third-party EPLI fills this gap between EPLI and CGL and offers protection against allegations of wrongful acts made by customers, clients, vendors, and suppliers.

Download the resource to learn more.