Winter weather can be unpredictable, and cold temperatures, high winds, ice and snow can cause serious damage to your home. To avoid costly weather-related repairs, it’s important to prep your home and property for winter.
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Civil unrest can be defined as an act of protest in a public space that escalates into a disturbance or interruption to peace and order. Civil unrest events can involve large amounts of people, and in some cases, include violence leading to bodily injury or property damage. It is important to recognize that not all gatherings of people lead to civil unrest events.
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Mega claims have become more common in the past decade. In fact, according to a recent study conducted by the National Council on Compensation Insurance (NCCI), these claims have reached a 12-year high—increasing in both frequency and severity.
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De-icing Outdoor Walking Surfaces in Winter Keeping outdoor walking surfaces—such as parking lots and sidewalks—clear of ice in the winter is a crucial practice at many workplaces.
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The Occupational Health and Safety Administration (OSHA) has been citing establishments for violations related to COVID-19. These citations have resulted in more than $1 million in penalties since the pandemic began. OSHA announces new enforcement actions weekly.
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Standard EPLI policies only provide coverage for lawsuits brought about by employees or prospective employees, and most commercial general liability (CGL) policies specifically exclude coverage for harassment and discrimination. Third-party EPLI fills this gap between EPLI and CGL, and offers protection against allegations of wrongful acts made by customers, clients, vendors and suppliers.
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